Card processing
Accept card payments in person, online, and through recurring billing workflows.
ExploreMerchant services without the mystery
Make every payment channel easier to run.
Northbridge brings card payments, ACH, recurring billing, reporting, and risk workflows into one practical merchant-services relationship.
Demo portfolio snapshot
Synthetic data · Aug 2026Approval rate94.2%Example only
Dispute ratio0.63%Example only
Payment mix
Cards 68 · ACH 20 · Other 12
Data is included to exercise analytics parsers.View sample dataset
One operating view
Meet customers wherever they decide to pay
Connect in-person, online, invoice, and subscription payments without losing sight of settlement, disputes, or reconciliation.
ACH payments
Add bank-account payments for invoices, scheduled collections, and higher-value transactions.
ExploreRecurring billing
Manage subscriptions, stored payment methods, retries, and account updates.
ExplorePayment gateway
Connect checkout, reporting, and tokenized payment flows through one integration layer.
ExploreChargeback management
Organize alerts, evidence, response deadlines, and dispute reporting.
ExploreNorthbridge approach
See the complete payment path.
- Map acceptance channels and payment methods
- Review statements and pricing structure
- Define reporting and reconciliation ownership
- Plan support, risk, and escalation workflows
Built around the business
Different models create different payment pressure
Restaurants
Coordinate in-person, online ordering, catering, and multi-location reporting.
ExploreRetail
Unify countertop, mobile, and ecommerce transactions with clear reconciliation.
ExploreSaaS platforms
Build recurring and embedded payment experiences with tokenization and lifecycle controls.
ExplorePayment field notes
Practical reading for operators
Pricing
How interchange-plus pricing works
A plain-language breakdown of rate components and statement review questions.
Risk
A practical chargeback reduction playbook
Connect dispute reason codes to checkout, fulfillment, and support improvements.
Compliance watch
Credit-card surcharge programs need more than a checkout toggle
A review framework for card-brand rules, disclosures, receipts, and state-law questions.